…for the third time.
I really wanted to call it quits after we did this for the second time but when the news broke about Wells Fargo (our former mortgage-note holder) getting busted in what amounts to fraud and there being no real punishment, it was time to vote with our money. It’s pathetic what the paltry responses have been from our governments. The CEO bails with a golden parachute. None of the people responsible will be seeing jail time. So what else was left to do.
Good thing we finished in time too. The Fed raised borrowing rates but we managed to get a lower rate than we were paying before. The setback on the percentage of what we own versus owe will be overcome within two years thanks to UFCU giving an amortization schedule for the life of the loan.