A measly couple grand! This is what they’re dicking me over on! Rewinding somewhat. I mentioned earlier that my house needed a little repair to its foundation and I mean little. Foundations can cost five to six digits around Austin since we stupid humans decided to build on top soil on top of shifting clay with pieces of bedrock. Now the whole frickin’ refinancing is being withheld until this particular repair is done, period. The earliest the foundation contractor can get to me is the first week of March! It’s not just UFCU, it’s also Fannie Mae. Wait? Weren’t FM dipshits part of the Great Recession? Maybe if I said my income was really half as much and I lied via fake income slips, etc; to make it three times as much, I’d be Easy Street!
I am inches from telling UFCU to shove this whole thing up their collective asses. As evil as Wells Fargo is, they and the Westminster Dog Show put their contestants through fewer hoops than this credit union. Hell, mine back in Peoria solve most with a phone call. Then again, I would probably have to start all the over anyway which is the only thing sparing UFCU. However, thanks to advancements in electronic wallets like Apple Pay/Cash, namely their speed, I may ditch them in a couple years, after all the damage is repaired to the house, my credit and sanity/patience. OK, I’m exaggerating on credit. As long as you pay your bills on time, credit endures.
What I want to happen is UFCU finally goes forward, then I can knock out about a half dozen immediate problems giving me insomnia and I could regain some major maneuvering room. It’s amazing what you can do when the majority of a problem is lumped into one loan.
Other than wrecking my sleep, they’re making it hard to enjoy things in my life my doctor said were A-OK to have.